"Modern Banking... the Old Fashioned Way"

Mortgage Center

Apply Now

You can apply for a mortgage in as little as 20 minutes. All the information you provide will be secure. If you’re not quite ready to buy a new home just yet, you can get pre-qualified. By doing so, you’ll know how much you can afford to borrow allowing you to shop for homes in your price range.

Check Rates

In addition to the rates posted in the upper right hand corner of this page, by clicking here you can key in the price of the home and get estimates of the monthly principle and interest payments as well as view estimated closing costs.


The Resources section is your one stop for answering all your home buying questions. Extensive FAQs sections along with calculators and a glossary of terms await you.

Rate Watch

In today’s busy world it may be difficult to find time each day to check rates. Yet, locking in at the lowest possible interest rate can save you thousands of dollars. By clicking here you can get set up to receive an email informing you of the current mortgage rates being offered. You can choose to receive an email only when your target rate is available.

Meet The Lenders

Buying a home is a big decision. There are many options and issues to consider. At Oostburg State Bank we work hard to make the financing part of your home buying experience as stress-free as possible. Our lenders are knowledgeable and friendly. They will walk you through the home financing process step by step. They will explain things thoroughly and will gladly answer all of your questions. Their goal is for you to have a solid understanding so that you feel comfortable with your new home loan. Click here to meet the lenders.

Today's Featured Rates

30 Year Fixed Rate
 Rate  APR  Points
 4.000%  4.050%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.125%  3.212%  0.000%

Personalized Quote

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